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Carol Kostachuk

Little Known Tax Write Offs



Tradesperson's Tool Deduction

If you’re a tradesperson, you can claim a deduction for the cost of new tools you purchased during the tax year, up to a maximum amount. This includes items needed for the job that are not typically covered by employers.

Moving Expenses for Employment

If you’ve moved at least 40 km closer to a new place of employment, you may be eligible to deduct moving expenses. This can include moving truck rentals, meals, and temporary housing costs.

Digital News Subscription Tax Credit

This credit allows Canadians to claim a 15% tax credit on up to $500 spent on digital news subscriptions with qualifying Canadian journalism organizations. It’s a minor credit, but it could save you some money if you subscribe to multiple news services.

BC Training Tax Credit

For apprentices and employers, this tax credit is aimed at encouraging training in the trades. It’s available to apprentices in certain Red Seal trades and can be beneficial if you’re advancing your training in skilled trades.

Medical Expense Tax Credit

Beyond the typical medical deductions, some lesser-known eligible expenses include air purifiers, service animals, travel expenses for treatment (if it's over 40 km away), and renovations for home accessibility.

Canada Employment Amount

This is a federal tax credit that applies to employed individuals and covers up to $1,368 for work-related expenses not otherwise reimbursed. It’s not a major write-off but can provide a little relief on your tax return.

Volunteer Firefighter and Search & Rescue Tax Credit

If you volunteered at least 200 hours with a firefighting organization or search and rescue, you can claim a tax credit. This helps support and recognize community service.

Union Dues and Professional Fees

If you’re part of a union or have to pay professional licensing fees related to your employment, these can be deducted on your taxes.

Self-Employed Health Insurance Premiums

If you’re self-employed, health insurance premiums can be deducted as business expenses, which may lower your tax burden.

BC Climate Action Tax Credit

Lower-income BC residents may be eligible for this quarterly credit, designed to offset carbon taxes. It’s automatically assessed with your tax return.

These tax write-offs may add up significantly, especially for those who carefully document and claim eligible expenses. For precise guidance, consulting with a tax Interest on Investment Loans:

If you’ve borrowed money to invest in things like stocks or mutual funds, the interest paid on the loan may be deductible.

Carrying Charges and Interest Expenses:

 Fees paid to manage investments, such as accounting fees or investment management fees, can be deducted on your tax return.

Losses on Investments:

 If you sell investments at a loss, you may be able to use those losses to offset other capital gains and potentially carry them forward to future years.

Interest on Student Loans:

 This credit is often overlooked if you have older student loans, but interest paid on professional in BC can help optimize these deductions within CRA guidelines.




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